Bespoke retirement plans to suit you
Each person's situation is unique, and therefore, retirement planning isn't one standard plan for every person. Saving money for retirement through one or all of the available retirement planning options is the first place to start. Many employers have retirement planning options available to their employees; other individuals unfortunately have to set up their own provision. Bartholomew Hawkins can help you review all your options and come up with a retirement plan that is tailored to your circumstances.
Potential expenses and potential income
Planning for retirement involves more than just saving money. It's important to determine as closely as possible what your potential expenses are and compare them to your anticipated income. For instance, if you will be able to pay your mortgage off before retiring, that is one less expense you'll need to cover. Our retirement planning advice can help you review your current financial situation to find any areas that can contribute to your retirement plan. For example, it may be necessary to find a way to pay a small amount towards your mortgage while working in order to carry no debt into retirement, thereby lowering the amount of money you will need each month.
Retirement tax planning
Depending on what age you hope to be when you retire, planning for retirement should also involve tax planning. Bartholomew Hawkins can help you create a tax efficient savings and investment plan that works for you.
Retirement planning reviews
You can begin retirement planning at any stage in life, although the earlier the better. We offer regular reviews on any retirement plan we set up allowing you to adjust to any circumstances life throws at you. By being prepared to make changes to your plan as your life progresses, when you finally reach retirement, our retirement planning advice will leave you free to relax knowing your finances are taken care of.
For professional assistance when planning for your retirement, please call 029 2050 8000 or email: [email protected].
